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1. What Is Life Insurance?
(Articles/Articles)
...ing the capital sum. An investment policy is more of an investment & less of insurance. In some cases the policy may include more than three parties, the insurer, the insured and the policy o...

2. Types of Life Insurance
(Articles/Articles)
...olicy. Whole life insurance policy – This insurance policy pays a lump sum on death or in some cases, earlier, on diagnosis of a critical illness. It has a fixed premium payment failing whic...

3. Health Insurance
(Articles/Articles)
...you will get coverage. Most of the times, insurer would make an exception for the emergencies or in some cases where there is a need for medical type care which isn’t included in the network. If...

4. Disability Income Insurance
(Articles/Articles)
... it offers a low-end coverage as most of the insurers do not want to make large payments. In some of the cases the employees are also provided with an option of upgrading the coverage as per his requi...

5. Casualty Insurance
(Articles/Articles)
...finition of casualty insurance. Typically casualty insurance is used to refer to a liability but in some cases insurance providers may also include surety as well. On the other hand liability insuranc...

6. Working with Pensions
(Articles/Articles)
...is means staying abreast of new options and changes so you can make adjustments if needed.  In most cases, an employee must work anywhere from three to five years with the same company in order t...

7. Annuities and Examples
(Articles/Articles)
...row over time.  This money is protected so the money is not simply spent.  In more than 90% of cases, people who have a deferred annuity account, the money is not converted to actual money. ...

...between 18 and 36 months and while it does provide good coverage, it is also very expensive. In some cases, larger companies will offer employees with a list of choices.  For example, there a...

...look at.  Keep in mind that different states and insurance companies will vary slightly but in most cases, these factors listed are universal. Current and past medical history / health Oc...

10. Understanding Life Insurance
(Articles/Articles)
...behind will be fine from a financial point of view, not to mention the reduction of stress. In most cases, life insurance is based on a number of factors to include the price, age of the individu...

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