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1. Term Life Insurance Calculator
(Articles/Articles)
Most people calculate their life insurance needs based on the income they would need to replace if they died unexpectedly. However, assets, debts, future childcare costs, and final expenses shoul

2. What Is Life Insurance?
(Articles/Articles)
...type of policy that you have, you are required to pay a fixed amount called premium, to the insurer. In case of death, the insurer pays the insured amount to your family. This amount is irrespective o...

3. Types of Life Insurance
(Articles/Articles)
...d person. Under a life insurance policy, the policyholder nominates someone to get the assured sum in case of his death. On the occurrence of such an event, the insurer pays the insured amount to t...

4. Health Insurance
(Articles/Articles)
...ou will get coverage. Most of the times, insurer would make an exception for the emergencies or in some cases where there is a need for medical type care which isn’t included in the network. If ...

5. Disability Income Insurance
(Articles/Articles)
...it offers a low-end coverage as most of the insurers do not want to make large payments. In some of the cases the employees are also provided with an option of upgrading the coverage as per his requir...

6. Casualty Insurance
(Articles/Articles)
...inition of casualty insurance. Typically casualty insurance is used to refer to a liability but in some cases insurance providers may also include surety as well. On the other hand liability insurance...

7. Accident Insurance
(Articles/Articles)
...d accident while returning from work you may have to take additional leave for being absent and in this case your monthly income suffers drastically. But, there is good news for you because personal a...

...n one home at a time, which ultimately increases the overall ability to make serious money. In the case of buying endowments that do not make enough money to pay off the capital, there are some c...

9. Working with Pensions
(Articles/Articles)
...factors associated with this formula include time of service with the company and income.  In this case, participants do not make any decisions on investment unlike the other option.  Advant...

10. Annuities and Examples
(Articles/Articles)
... There are different types of annuities and examples, one being the deferred annuity.  In this case, a special account is established in which money would grow over time.  This money is ...

...mployed or run a small organization, then you might need to consider individual coverage.  In this case, the price would be much higher and the coverage may not be as good as group coverage but y...

12. List of Insurance Types
(Articles/Articles)
...sp; While some insurance types are optional such as life and flood, others are required by law in the case of homeowners and automobile.  Regardless of the type of insurance you might need, yo...

...amily.  The big question is how to plan.  For instance, should you start over savings just in case or look for a longer term solution.  Because the outcome of a person’s life is s...

14. Tips for Retirement Planning
(Articles/Articles)
...as with any type of retirement planning, there are some risks involved.  The best synopsis in this case is to locate a reputable real estate attorney, someone who can provide you with all the inf...

...ting protection for your family, this is one of the more popular types of life insurance.  In this case, you can change the amount of premium when needed.  In addition, you would have the ab...

16. Life Insurance Calculation Factors
(Articles/Articles)
...ook at.  Keep in mind that different states and insurance companies will vary slightly but in most cases, these factors listed are universal. Current and past medical history / health Occ...

17. Understanding Life Insurance
(Articles/Articles)
...ehind will be fine from a financial point of view, not to mention the reduction of stress. In most cases, life insurance is based on a number of factors to include the price, age of the individua...

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