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1. What Is Life Insurance?
(Articles/Articles)
...h, the insurer pays the insured amount to your family. This amount is irrespective of what you may have paid for in the form of insurance premium. For example Mr. Wilson pays $500 per annum towards th...

2. Types of Life Insurance
(Articles/Articles)
...ho may be a family member of the deceased. This amount is irrespective of the total that may have been paid for in the form of insurance premium by the insured. Some common types of life insur...

3. Flood Insurance
(Articles/Articles)
...huge numbers for having charged a comparatively small fee towards huge numbers of persons so as to have paid claims of little numbers of the claimants having suffered loss. To the misfortune of thousa...

4. Accident Insurance
(Articles/Articles)
... huge sum of income while policies with only accidental death benefits are even available. The coverage paid in this kind of insurance policy usually varies and frequently have dissimilar levels of co...

...th a policy such as this, when you near the age of retirement and your mortgage loan is close to being paid off, the capital of the mortgage loan is paid using the endowment money. The conc...

6. Annuities and Examples
(Articles/Articles)
...terest.  Additionally, there is interest on the taxed you pay, as well as interest on the interest paid.Interest Guarantee – You will also find that when an annuity reaches its completion, ...

...such time you secure other employment with insurance or choose an individual policy.  COBRA can be paid between 18 and 36 months and while it does provide good coverage, it is also very expensive...

8. Tips for Retirement Planning
(Articles/Articles)
... retirement planning package is tax deductible.  This means that unless the plan’s taxes are paid, no funds would be received.  Because of this, it is important that any investments ma...

9. Understanding Life Insurance
(Articles/Articles)
...ny outstanding or late payments due on the policy, dividends, withdrawals, loans against the policy, or paid up additions. Premium – This refers to the dollar amount paid for the life insuran...

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